Financial fraud appears in approximately 1 in 4 contested divorces — transfers to family members, undervalued business interests, unreported income. ProvaLens cross-references bank statements, tax returns, and business records automatically, flagging possible inconsistencies that manual review would take weeks to find.
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Bank account balances on disclosure compared against statements
ProvaLens extracts account balances from the financial disclosure and cross-references them against the bank statements produced in discovery — flagging any discrepancy by account and date.
ProvaLens automates this
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Business ownership and valuations cross-referenced
Business interests disclosed on the financial affidavit are compared against tax returns, K-1s, operating agreements, and any business valuation documents produced — identifying undervaluation or omitted entities.
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Real property identified and compared to disclosure
Property ownership is cross-referenced against county records references in produced documents, tax returns, and mortgage statements — surfacing property interests not listed on the disclosure.
Frequent omission
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Retirement accounts and investment portfolios verified
Retirement account and brokerage balances on the disclosure are compared against statements, tax Form 5498s, and 1099s — identifying accounts that were omitted or undervalued.
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Transfers within 2 years of filing identified and flagged
ProvaLens scans bank statements and financial records for transfers to third parties, family members, or entities within the lookback period — surfacing every transaction for review.
ProvaLens automates this
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Payments to family members or related entities documented
Recurring payments to individuals sharing the spouse's last name, or to LLCs and trusts not disclosed on the financial affidavit, are identified and compiled for fraudulent transfer analysis.
Common dissipation pattern
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Cash withdrawals exceeding normal patterns noted
ATM and cash withdrawal patterns are analyzed across the bank statement history — a significant increase in cash activity prior to or after filing is flagged as a potential dissipation indicator.
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Cryptocurrency or alternative asset references identified
References to cryptocurrency exchanges, digital wallet services, or alternative investment platforms in the bank statements, emails, or financial records are extracted and flagged for follow-up.
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Reported income on disclosure vs. tax returns vs. bank deposits compared
Income stated on the financial disclosure is compared against W-2s, 1099s, and Schedule C income on tax returns — then cross-referenced against actual bank deposits to identify unexplained discrepancies.
ProvaLens automates this
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Business revenue compared against lifestyle spending
Reported business income is compared against documented lifestyle expenditures — mortgage payments, vehicle payments, travel, and credit card activity — to identify income that isn't being reported.
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Bonus and commission history cross-referenced
Bonus and commission payments visible in bank deposits are compared against what was reported on the disclosure and in pay stubs to ensure all compensation was disclosed.
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Self-employment income reconstructed from deposits
For self-employed spouses, income is reconstructed from bank deposits and compared against Schedule C — a method routinely used when income is deliberately understated.
Self-employment red flag
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Text message exports indexed for asset references
Text message exports are indexed by contact and date — and searched for references to account numbers, business transactions, transfers, and any financial activity inconsistent with the disclosure.
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Email chains regarding finances indexed by date
Financial correspondence is indexed chronologically — making it possible to trace discussions about asset transfers, business transactions, and financial planning across months of email history.
ProvaLens automates this
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Prior agreements and modifications identified
Prenuptial agreements, postnuptial agreements, business buy-sell agreements, and loan agreements between spouses are identified and indexed — including any amendments or modifications.
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Custody communication timeline built for parenting plan disputes
In contested custody matters, text message and email communications regarding the children are indexed chronologically — providing an objective record of each party's actual engagement patterns.
From the field: ProvaLens identified $180,000 in transfers across 18 months — payments to a parent, two LLCs the spouse denied owning, and a pattern of cash withdrawals prior to filing. The transfers were in the bank statements. Nobody had connected them.
Ready to surface the transfers and disclosure gaps automatically?
ProvaLens processes your family law financial discovery and cross-references every account, transfer, and income figure — in under an hour.
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